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05 Jan 11 How to Shop without Exceeding your Budget?

Are you a shopaholic, who just can’t stop drooling over stuffs and stop temptation to purchase beyond affordability and pre-set budget? You are not an exception. There are many people who just can’t stop shopping, are too impulsive about purchase decisions without considering budget and eventually end up into bankruptcy. Here are few simple tips about shopping to your heart’s content yet not exceeding budget.

Prioritize your shopping list

Don’t shop randomly, without considering what’s more important and required to be shopped. Always keep in mind, first shop all those items which are absolutely necessary and are considered as basic needs. These can be basic food, basic clothes. Once your needs have been met, buy the things that you want to have a better life like better fashionable clothes, shoes with elevated heels. Always satisfy your wants when your basic needs are met, as a fancy dress won’t make much difference to your life if you don’t have bread to eat. So prioritize your needs. Buy what is essential first, then if you have extra money fulfill your wants and luxury demands.

Don’t buy with cards randomly

Credit cards often push us into the wrong practice of buying without considering the shopping budget, affordability and thus land us into financial crunch. Use credit cards, but judiciously. Know how much you purchased with your card and keep a limit for yourself. Know how much you can buy in a month with card and stick to it, since you have to pay back too.

Look out for discount shops

Don’t be too brand conscious or obsessed with buying from a particular mall or shop. Rather keep your eyes open, keep an eye on who is offering good discount. Visit those stores, who knows you may not even believe that you can be so lucky and change your preference forever. It will not only save a lot of money and help you to finish entire shopping within your budget, but may also change your preference towards shops and shopping practice. Even big brands offer seasonal discounts. Always look out for such lucrative offers.

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18 Dec 09 Make The Most Of A Job You Hate

The recession is supposed to be over, but the jobs have been slow to return.  This is a huge conundrum if you find yourself stuck in a job that you hate.  You can’t really afford to quit and risk the gamble of finding work with few jobs available.  How do you manage being stuck between the perpetual rock and a hard place?  Well, here are a few tips for making that easier.

-Try thinking positively about the job you hate.  Consider the positive parts, such as the fact that you are lucky enough to have a job during this turmoil.  The fact that you have reliable enough work that you’ve stayed employed, and have been able to live more comfortably than many other Americans.  Thinking about your good fortune is a great way to bring that smile out.

-Set time limits on your tasks, to see if you can accomplish your goals.  This is almost a tactic to make a game out of the monotony you may suffer if you hate your job.  Also this helps you get faster, and better at accomplishing your tasks.  The appearance of becoming a better, harder worker, could help you advance into a higher position that you won’t hate.

-Take an interest in your coworkers.  Make friends, and be positive and good natured with them.  Creating a better work environment around you can really help how you feel at work.  A great way to do that is improve your relations with those around you, creating a friendly environment that you can enjoy.

-Finally, just because you have a job, doesn’t mean you can’t look for a different one.  Try looking for other opportunities that may serve you better.  Something that you can really get into, and have a true passion for, unlike your current job.  Just make sure to keep that knowledge silent, as some employers take personal offence when their employees look for work elsewhere.  The last thing you want is to lose the job you have, because you were looking for a different one.

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22 Apr 09 Avoid Adsense Scams

With every new product that promises to make you rich, comes the realization that there is no such thing as a real get rich quick scheme, beyond being lucky and winning the lottery of course.  One of the newest, and becoming one of the most common, ways that scammers are trying to get at you now, is through Google’s Adsense program.  Promising little effort on your part, with fantastic rewards in return.  First off, never believe these, because almost anything that promises a massive amount of money for little effort is guaranteed to be completely false.

Some of the things you need to watch for are e-books that claim to have the answers to all your internet riches, hopes and dreams, as most of them are just scams to get you to pay for something you don’t really need.  There isn’t any secret to using Adsense that isn’t either already available on the internet for free, or provided by Google themselves to inform you more about how to use the program.  Be wary of anyone that wants payment for helping you learn to make money on the internet, nine times out of ten the only way that person has learned to make money is by duping people into buying a useless book.

Don’t be lured by people that want you to pay for keyword lists that are reportedly able to increase your revenue and traffic greatly.  First off because Google offers their keyword information, and secondly because there’s no such thing as a magic keyword list that will net more traffic to your site.  Sure formatting your page to involve common keywords more effectively is going to drive your traffic, but there’s no such thing as a ‘magic’ list of keywords that are ‘guaranteed’ to make you successful.

And especially don’t be lured by anyone claiming to have the one secret to Adsense wealth, because if there was one little secret that could make you an Adsense millionaire, I sincerely doubt you’d scream it from the hilltops letting everyone know.

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