Just a job offer is not enough at times. Even if we manage to crack many job interviews we choose the best one. Unfortunately we often make a hasty decision and end up judging a job just on the basis of good salary package. That’s definitely one very important criteria of job selection, but not the only factor. There are many factors to be considered before making any decision. They are discussed below.
Location of your work place is one very important criteria of job selection. If one doesn’t have own conveyance and depends solely on public transports; one has to consider the distance from the workplace, means of communication and the cost it incurs. Public transport again helps in saving money spent on gas and time wasted in traffic. Location in a poor area may threaten the female employees.
Alluring perks always attract employees. Perks like gym within the office campus, day care centers for babies, swimming pool, company provided car naturally attract all. Perks also come with position and experience. Interact with the Human Resource team to know about the perks offered.
Even a fat salary package seems inadequate over a couple of years of time. At the age of 20 the salary package which seems irresistible, appear convincingly inadequate at the age of 30. That’s the irony of salary package. A job which doesn’t offer much scope of growth and annual increments isn’t attractive to its employees. It’s like a mundane job, which no one wishes to stick to for long. Not only in terms of money; but one needs to scrutinize the opportunity for growth, hierarchy within the organization and delegation of duties and responsibilities to its employees.
One should also scrutinize the work environment. Is it a very loud place or quiet? Is the environment casual or formal and strict? Are people cooperative and friendly or very judgmental and formal? Is the work culture very nice or quite ordinary and cheap? Does the company consider about employees’ comfort and space required or is it very suffocating? Is it a safe place for women? Such factors definitely affect productivity and mental peace.
Job security is a big concern for the employees. Younger employees may not need to worry about it, but family men definitely need to check it. Is the job safe and what does its past track record says? Do your research. Check the company’s market share, reputations, strength, frequency of vacancies advertised etc. Employees should ask questions related to the job security during interview session.
Get into a job which delivers maximum job satisfaction and is close to your heart. Even if the job is not very money making, your love for it could keep you happy for life. If you are passionate artist you can’t be happy for life in a banking job. Do what keeps you happy and satisfied. That’s a key to success.
Tags: Conveyance, Day Care Centers, Hasty Decision, Human Resource Team, Increment, Increments, Irony, Job Interviews, Job Offer, Mundane Job, Office Location, Pool Company, Public Transport, Public Transports, Salary Package, Saving Money, Swimming Pool, Traffic Location, Work Culture, Work Environment
You’re never too young to save for your retirement. That’s something that not everyone realizes. But how you plan for you retirement in your 20s and 30s can help determine the quality of your life after retirement. The more planning the better, especially if you want to retire early and ensure that you have the money available to lead the life you want, after work.
Saving is the best way to start. Determine an acceptable percentage of each paycheck that you want to set aside in a savings account. If you have direct deposit at your job, practically every bank offers you the ability to denote a percentage of each check automatically to your savings. That way you’re saving money without really even consciously trying. Remember, start small. You don’t have to go crazy to save a lot of money. This is a long term strategy, so a little now will add up over the long run.
When you’ve started building up a decent amount of money in your savings account, think about making that money work for you. If you’re money is sitting in savings, it isn’t really doing anything. Consider putting some of that into long term stock or bond investments. Something practically guaranteed to make your money grow. There’s always some risk involved, so don’t over invest, but definitely take a few steps to build on what you have.
Finally, try not to frivolously spend your money. That doesn’t mean being frugal your whole life so you can finally spend in your 50s. But rather, don’t make purchases you can’t afford, and don’t use credit to live beyond your means. Both catch up with you faster than you’d think, and will hurt your retirement in the long run. Be intelligent with your money. If you have to wait a few weeks for something you want to fit in the budget, be patient. You’ll be better off in the long run.
Tags: 50s, Amount Of Money, Bond Investments, Budget, Direct Deposit, Job, Life Planning, Money Work, Paycheck, Retire Early, Retirement Planning, Risk, Saving For Retirement, Saving Money, Term Stock, Term Strategy, Whole Life
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