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05 Jan 11 How to Shop without Exceeding your Budget?

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Are you a shopaholic, who just can’t stop drooling over stuffs and stop temptation to purchase beyond affordability and pre-set budget? You are not an exception. There are many people who just can’t stop shopping, are too impulsive about purchase decisions without considering budget and eventually end up into bankruptcy. Here are few simple tips about shopping to your heart’s content yet not exceeding budget.

Prioritize your shopping list

Don’t shop randomly, without considering what’s more important and required to be shopped. Always keep in mind, first shop all those items which are absolutely necessary and are considered as basic needs. These can be basic food, basic clothes. Once your needs have been met, buy the things that you want to have a better life like better fashionable clothes, shoes with elevated heels. Always satisfy your wants when your basic needs are met, as a fancy dress won’t make much difference to your life if you don’t have bread to eat. So prioritize your needs. Buy what is essential first, then if you have extra money fulfill your wants and luxury demands.

Don’t buy with cards randomly

Credit cards often push us into the wrong practice of buying without considering the shopping budget, affordability and thus land us into financial crunch. Use credit cards, but judiciously. Know how much you purchased with your card and keep a limit for yourself. Know how much you can buy in a month with card and stick to it, since you have to pay back too.

Look out for discount shops

Don’t be too brand conscious or obsessed with buying from a particular mall or shop. Rather keep your eyes open, keep an eye on who is offering good discount. Visit those stores, who knows you may not even believe that you can be so lucky and change your preference forever. It will not only save a lot of money and help you to finish entire shopping within your budget, but may also change your preference towards shops and shopping practice. Even big brands offer seasonal discounts. Always look out for such lucrative offers.

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