05 Jan 11 How to Shop without Exceeding your Budget?
Are you a shopaholic, who just can’t stop drooling over stuffs and stop temptation to purchase beyond affordability and pre-set budget? You are not an exception. There are many people who just can’t stop shopping, are too impulsive about purchase decisions without considering budget and eventually end up into bankruptcy. Here are few simple tips about shopping to your heart’s content yet not exceeding budget.
Prioritize your shopping list
Don’t shop randomly, without considering what’s more important and required to be shopped. Always keep in mind, first shop all those items which are absolutely necessary and are considered as basic needs. These can be basic food, basic clothes. Once your needs have been met, buy the things that you want to have a better life like better fashionable clothes, shoes with elevated heels. Always satisfy your wants when your basic needs are met, as a fancy dress won’t make much difference to your life if you don’t have bread to eat. So prioritize your needs. Buy what is essential first, then if you have extra money fulfill your wants and luxury demands.
Don’t buy with cards randomly
Credit cards often push us into the wrong practice of buying without considering the shopping budget, affordability and thus land us into financial crunch. Use credit cards, but judiciously. Know how much you purchased with your card and keep a limit for yourself. Know how much you can buy in a month with card and stick to it, since you have to pay back too.
Look out for discount shops
Don’t be too brand conscious or obsessed with buying from a particular mall or shop. Rather keep your eyes open, keep an eye on who is offering good discount. Visit those stores, who knows you may not even believe that you can be so lucky and change your preference forever. It will not only save a lot of money and help you to finish entire shopping within your budget, but may also change your preference towards shops and shopping practice. Even big brands offer seasonal discounts. Always look out for such lucrative offers.
Tags: Affordability, Bankruptcy, Better Life, Credit Cards, Extra Money, Fancy Dress, Fashionable Clothes, Financial Crunch, Heart, Heels, Lucky, Preference, Purchase Decisions, Set Budget, Shoes, Shopaholic, Shopping List, Stuffs, Temptation
15 Sep 09 Can You Work From Home?
Thinking about pursuing a work at home opportunity? Don’t really know where to start? Well before you think about where you could go on the internet or otherwise to find jobs, consider if you’re even the work at home type. Working from home you’re really your own boss, and so you have to be able to manage your time as such. Which means the first thing to consider is whether or not you’re a procrastinator.
If you find yourself waiting till the last minute to accomplish tasks, working from home may not be for you. You need to effectively manage your time. The last thing you’d want is to be up against a deadline that looms ever closer, that you shouldn’t have to worry about. If you don’t think you’ll be able to manage your time without a boss checking in every once in a while, this may not be the career for you.
Make sure that you have the space in your home to create an adequate working environment. You don’t want to be converting an area like your living room, or bedroom. Both are full of distractions and can lead you to unintentionally losing focus when working. You have to ensure that you have the room to make your own office. A place where you can be free from non-work related distractions. A sanctuary of at home production to where you can always accomplish your goals.
Also, you need to be a very self motivated person. You have to make a lot of decisions for yourself when you work at home. You only have yourself to fall back on, which means you have to keep yourself positive and goal focused. Part of that is avoiding the temptation to get personal tasks done when you’re supposed to be working. Try to avoid household chores or things you wanted to get done while you’re working. This will lead to longer term distractions which can lead to major procrastination on your part. That is absolutely always bad.
Tags: Boss, Career, Decisions, Distractions, Focus, Goals, Household Chores, Jobs, Last Minute, Lead, Living Room, Personal Tasks, Procrastination, Procrastinator, Sanctuary, Temptation, Work At Home Opportunity, Working Environment, Working From Home
The best DSL providers offer both reliability and speed.
Low cost and high quality provided by the top Website Hosting providers.
Meet Michael Fertik with Reputation.com.