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02 May 10 Credit Card Reform Wrong footed the US Consumers

Credit card reform was one of the many steps taken by Pres. Obama to pull the US economy from the ugly jaw of recession that engulfed many innocent families taking away countless many jobs. People were cheerful about it, but now as the promise had been acted upon and the law has been put in place, people are not cheerful. People are confused, angry, and ambivalent about it, as found by the Nielsen Company in a study.

Nielsen BuzzMetrics has done a thorough study to gauge the mood of the consumers, and for that the company sieve through 45,000 Usenet forums, 8,000 discussion forums, and 135 million blogs. According to the Nielsen Company, the main focus was on finding the following:

  • How are consumers reacting?
  • How are card companies communicating changes?
  • What actions do consumers plan to take?
  • Who is to blame?
  • Which companies are being implicated?

The study revealed that buzz related to Credit Card Act tipped off big time in May 2009, and it continued making round until it petered out n February 2010, when the law was put into effect. (See image for trend).

cc-reform-buzz2

People who went gaga on the announcement of Credit Card Act 2009 started to oppose it when Obama signed the bill to make it a law. People have many complains ranging from having not enough protection to fear of misuse by the company, etc. Only time will tell how justified this fear is, meanwhile see the image below to get the complete data.

cc-buzz-by-topic

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05 Feb 10 A Job-Search Guide to Help People Over 45 – VI

There is indeed something about age that you should care about. You need to know how you should handle age issue when searching for job after 45, and in this article, I am going to tell you precisely about that.

Show what you are capable of

Not everyone out there is hunting for young employees; in other words, not everyone is concerned about employees’ in one’s company. These people are more concerned about their present productivity, which they believe can only be boosted if employees with certain experience join their team. For these employers, the more experienced the team is the better result they will get. Capitalize of this line of thinking, and strengthen your candidacy by showing your experience. Also tell them what you can do for them, if hired.

Find employer seeking older employees

Not everyone loves young workforce, some take it for inexperienced lot that cannot deliver. This group of employers is looking for people who have ground knowledge of their field and know how things take shape. This group of employees will be a good fit for you. Search for such companies and apply categorically mentioning your experience.

Legal action upon discrimination

I know this is not good, and I wish it never come to that, but in some situations it becomes absolute must. Under the law of our nation, no employer can discriminate on the basis of age, so when push comes to shove, you should take an employer to the court of law. But you must understand that proving it will not be easy, regardless, you should seek legal action if you are discriminated against. You should not suffer due to your age.

Although I will not recommend legal course of action, as it is nothing but waste of precious time, which can be used to find a job. I also do not support any kind of discrimination, so if your age is told to be the reason for not getting a job then go forward and prove it in the court.

It has been heavy stuff here. Let’s take a break with a promise to meet in the next installment. Till then stay fit and keep looking. And yes do not forget to comment.

Tags: , Candidacy, Discrimination, , , , , , , , , Looking For People, , , , , , Searching For Job,